Filling out a claim for a damaged roof that needs repair can be troubling for many homeowners. Insurance claims, talking to adjusters and getting reimbursed can be daunting tasks. Many homeowners are unsure about filing claims, documentation and what to expect.
Insurance companies view the roof as the most important part of any given house. If it’s damaged, it can lead to higher insurance claims. Insurance companies review claims very carefully and they will expect you to provide all the proper documentation.
READ ON FOR ADDITIONAL TIPS ON FILLING OUT ROOFING CLAIMS.
KNOW WHAT YOUR POLICY COVERS:
To know what is covered, it is best to contact your insurance provider. They can provide you with a lot of valuable information. Some policies take into account how old your roof is at the time it is damaged. If your roof is less than 10 years old, you may be covered for the full cost of the roof. If it’s older, then you may only be reimbursed for the depreciated value of your roof. Some policies only offer roof damage coverage up to the depreciated value, regardless or your roof’s age. It just depends on your policy as to what they will do.
To make your experience easier, it is best that you provide documentation. Make sure you take a set of before photos of your roof and property. Make sure to update your photos whenever maintenance or repairs are completed. After any damage is done, you can use the photos with your insurance provider to make the claim process easier.
CHOOSE US FOR OUR INSURANCE EXPERTISE:
Before you have any work done on your roof, you will need a contractor to give you a proper estimate. In most cases, we can help you navigate the complicated insurance claim process and make sure everything goes smoothly for you. The most important thing you need to remember is, if you suspect damage, don’t wait for leaks and problems to develop. Have us take a look at your roof first and we will guide you through the next steps!